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[ 410-398-9662 ] |
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Equal Housing Opportunity |
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| Considering the purchase of a new home? Buying a new home can be very exciting, especially if
it's your first home. Of course, early on you may feel uncertain as to whether you can actually afford the purchase, wonder how you will navigate the red tape and paperwork associated with buying a new home, and whether the community you are choosing will be the right one for you and your family.
DON'T let these concerns discourage you from investing in your future. With
some careful planning, the process will be "painless" and you can walk away from the experience
feeling confident you've made the right decision! |
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HOMEBUYING TIPS
There are a few things you should keep in mind
in preparation for buying a new home: |
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Experts suggest you should refrain from making any large
purchases such as cars, leisure vehicles (boats, motorcycles,
etc), or taking expensive vacations prior to applying for a
mortgage or refinancing your home. |
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Keep
your bank accounts straight. Try to avoid any overdraft fees
and if possible, don't move money between accounts. |
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Be prepared... obtain a
copy of your credit report and take care of any
outstanding debts or resolve any issues that may appear.
There is nothing worse than being blindsided by a
derogatory claim made on your report. Take the time to read
your report and seek help and advice on correcting any
problems that appear. |
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Don't make any major changes in your lifestyle. Job security
and/or a stable career make you a more desirable borrower. |
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| There are many
different mortgage loan products available. Be sure to
shop around for interest rates and visit the websites of
potential lenders. Keep in mind that a well-qualified
loan officer will help you determine which financing
options best fit your current and future needs.
Once you've applied for the mortgage
and your settlement has been scheduled, dates and details can seem overwhelming.
Our staff will guide you through the closing process and work
closely with your Attorney or Title Company to assure a seamless
settlement on your new home.
Throughout this process try to remember this time is well-spent. The end result will be the security of
owning your beautiful new home... Enjoy!!
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